CreditRisk Intelligence — AI-Powered Credit Risk Infrastructure for Fintechs

A package for credit risk analytics

A complete guide of Non-Maturity Deposit model (NMD Models).

The Smart MCP Server stands out from other tool orchestration or AI workflow systems in a few meaningful ways: Context Awareness: Unlike many workflow engines or tool servers that require explicit user input to select and run tools, Smart MCP Server automatically analyzes user messages, historical activity, and project context. This intelligent.

Pipeline de credit risk end-to-end: PD logística, Monte Carlo vectorizado, métricas Basel III (EL, VaR, Expected Shortfall) y stress testing. Python · NumPy · pandas · statsmodels

AI powered underwriting engine created during BaselHack 2025

Angular source code for the public website which uses the Knora API

Production-ready PD scorecard model using WoE binning and logistic regression, including discrimination testing (AUC/KS), calibration, PSI stability monitoring, and risk-based decision policy under a Basel-aligned framework.

GARCH + EWMA based VaR & ES risk modeling framework with backtesting and stress testing (Basel-style risk analysis)

Monitors SEC/CFTC/FCA/Basel/Federal Reserve publications and generates structured regulatory impact assessments

Public web entry point to Cloud Native Basel

Approximating pi using random numbers

Basel Vasicek credit risk stress testing model with TTC PD estimation, stressed PD mapping, and facility-level Unexpected Loss (UL) analysis.

End-to-end Probability of Default (PD) scorecard model built on the UCI Credit Card Default dataset, following Basel IRB methodology.

Basel Compliance covers the regulatory frameworks and technical standards issued by the Basel Committee on Banking Supervision (BCBS) at the Bank for International Settlements. The Basel Accords establish minimum capital adequacy, leverage, liquidity, and risk management requirements for internationally active banks.

Interactive WOE (Weight of Evidence) and IV (Information Value) binning web tool for credit risk scoring, segmentation, and transparent scorecard development.

Bank-grade credit-risk platform — calibrated PD scorecard + ML challenger, LGD/EAD -> Expected Loss, OOT validation, SHAP reason codes, fairness & drift. Basel/IRB on Freddie Mac data.

Sistema de scoring crediticio con tres modelos (PD, EAD, LGD) según marco Basilea II/III. AUC-ROC PD 0.881.

Banking regulation encompasses the rules, standards, and frameworks governing banks and financial institutions. Key frameworks include the Basel Accords (Basel I, II, III, IV) for capital adequacy, the Dodd-Frank Act in the US, PSD2 and CRD IV/V in Europe, and anti-money laundering (AML) / know-your-customer (KYC) requirements.