Pay electricity, water, internet & more with stablecoins on Celo
DigiPaga bridges the gap between crypto and everyday utility payments. Our platform allows users to pay real-world bills directly with Mento stablecoins on the Celo network, providing a seamless experience between digital currency and essential services.
Demo Video: Watch how DigiPaga works (Stablecoin Mento Celo MiniPay Hackathon)
Problem: Millions lack access to reliable tools for paying essential services with crypto. In emerging markets, high fees, delays, and infrastructure gaps create significant barriers between digital assets and real-world utilities.
Solution: DigiPaga provides a mobile-first platform enabling instant, secure utility payments using Mento stablecoins. Our integration handles the complexity of blockchain transactions and automatically converts crypto to fiat for service providers, enabling:
- For Users: Pay bills anytime with low fees using stablecoins
- For Providers: Receive payments in local currency without blockchain knowledge
| Feature | Description |
|---|---|
| 🧾 Multi-Currency Support | Pay with cUSD, cEUR, cREAL, eXOF, and other Mento stablecoins |
| 💱 Automatic Fiat Conversion | Backend converts crypto to fiat for service providers |
| 🔍 Transaction Verification | On-chain verification with transparent tracking |
| 🌎 Multi-Country Support | Initial focus on Mexico & Colombia, expanding across LatAm |
| 📱 MiniPay Integration | Seamless experience with the MiniPay wallet |
| 🔄 Status Tracking | Real-time payment status updates |
┌───────────────────┐ ┌──────────────────┐ ┌───────────────────┐
│ Client Side │ │ Backend Layer │ │ External Services │
├───────────────────┤ ├──────────────────┤ ├───────────────────┤
│ ┌─────────────┐ │ │ ┌────────────┐ │ │ ┌─────────────┐ │
│ │ Next.js UI │──┼─────┼─▶│ API Routes │ │ │ │ Payment │ │
│ └─────────────┘ │ │ └────────────┘ │ │ │ Providers │ │
│ ┌─────────────┐ │ │ ┌────────────┐ │ │ └─────────────┘ │
│ │ MiniPay │◀─┼─────┼─▶│ Payment │ │ │ ┌─────────────┐ │
│ │ Wallet │ │ │ │ Service │◀─┼─────┼─▶│ Celo │ │
│ └─────────────┘ │ │ └────────────┘ │ │ │ Blockchain │ │
└───────────────────┘ └──────────────────┘ └───────────────────┘
┌─────────┐ ┌──────────┐ ┌─────────────┐ ┌──────────────┐
│ User │───▶│ DigiPaga │───▶│ MiniPay │───▶│ Celo │
│ │ │ │ │ Wallet │ │ Blockchain │
└─────────┘ └──────────┘ └─────────────┘ └──────────────┘
│ │ │ │
│ │ │ │
│ │ │ Verify │
│ │ Send │ Transaction
│ │ Transaction│ │
│ │ │ │
│ Show │ │ │
│ Status │ │ │
│ │ │ │
▼ ▼ ▼ ▼
| Frontend | Backend | Blockchain | Integration |
|---|---|---|---|
| Next.js 15 | API Routes | Celo Network | Payment APIs |
| React 19 | Payment Service | Mento Stablecoins | Provider APIs |
| TypeScript | Verification API | MiniPay Wallet | Status APIs |
| TailwindCSS | Transaction Logger | Smart Contracts | Analytics |
| Shadcn UI | |||
| Wagmi/Viem |
You'll need:
- Bun (v1.0+)
- Git
- MiniPay wallet for transactions
- Test CELO and stablecoins from Celo Faucet
# Clone the repo with submodules
git clone --recurse-submodules https://github.com/digimercados/digipaga.git
cd digipaga
# Install dependencies
bun install
# Install additional dependencies for Mento integration
bun add uuid @types/uuid
# Set up environment variables
echo "NEXT_PUBLIC_CELO_RPC_URL=https://alfajores-forno.celo-testnet.org
NEXT_PUBLIC_DEFAULT_FEE_CURRENCY=0x765DE816845861e75A25fCA122bb6898B8B1282a" > .env.local
# Start development server
bun devVisit http://localhost:3000 in your browser.
┌─────────────────────┐
│ Authentication │
├─────────────────────┤
│ - Wallet Auth │
│ - API Protection │
└─────────────────────┘
│
▼
┌─────────────────────┐
│ Transaction Security│
├─────────────────────┤
│ - Payment IDs │
│ - Verification │
│ - Validation │
└─────────────────────┘
│
▼
┌─────────────────────┐
│ Data Protection │
├─────────────────────┤
│ - Env Variables │
│ - Secure Storage │
│ - HTTPS │
└─────────────────────┘
Current milestone: Mento Stablecoin Integration (May 2025)
- ✅ Frontend UI for service selection and payment
- ✅ MiniPay wallet integration
- ✅ Mento stablecoin payment processing
- ✅ Transaction verification and logging
- ✅ Payment receipt generation
- 🔜 Service provider API integration
- 🔜 Multi-country expansion
- 🔜 Payment history and analytics
- digipaga.eth - Project Lead
- ottox.eth - Blockchain and Smart Contract Developer
- ozkite.eth - Frontend Developer and Product
- Mento Payment Integration - Detailed technical documentation
- API Reference - API endpoints and usage
- Stablecoin Integration Guide - Guide for developers
- Demo Video (Stablecoin Mento Celo MiniPay Hackathon)
- Pitch Deck
- KarmaGAP Profile
- Mento Protocol
- Celo Platform
Built for the Global Stablecoin Hackathon (May 2025)